@article {Mugerman_2014,
	title = {Long term savings decisions: Financial reform, peer effects and ethnicity},
	journal = {Journal of Economic Behavior \&amp; Organization},
	volume = {106},
	year = {2014},
	pages = {235{\textendash}253},
	publisher = {Elsevier BV},
	issn = {0167-2681},
	doi = {10.1016/j.jebo.2014.07.002},
	url = {http://dx.doi.org/10.1016/j.jebo.2014.07.002},
	author = {Mugerman, Yevgeny and Sade, Orly and Shayo, Moses}
}
