@article {3202800,
	title = {Is One Plus One Always Two? Insuring Longevity Risk While Having Multiple Savings Accounts},
	journal = {Management Science  },
	volume = {71},
	year = {2024},
	url = {https://doi.org/10.1287/mnsc.2022.02489},
	author = {Hurwitz, Abigail and Sade Orly}
}
