Citation:
Abigail Hurwitz and Sade, Orly . 2020. “An Investigation Of Time Preferences, Life Expectancy, And Annuity Versus Lump Sum Choices: Can Smoking Harm Long-Term Saving Decisions?”. Journal Of Economic Behavior &Amp; Organization, 180, Pp. 812–825. doi:10.1016/j.jebo.2019.05.011.